Webster Five Cents Savings Bank · Connecticut · 2025

Webster Five Cents Savings Bank in Connecticut: approval rate, denial rate and rates (2025)

Webster Five Cents Savings Bank took 29 mortgage applications in Connecticut in 2025, ranking #262 of 687 lenders active in the state. It originated 79.3% of them and denied 10.3% (11.1% of the applications it decided), against a statewide denial rate of 17.4%.

29Applicationsin CT
11.1%Decision denial ratestate 21.6%
Median ratestate 6.63%
$155,000Median loanstate $245,000
$5.1MVolume2 counties

Webster Five Cents Savings Bank in Connecticut vs the state

10.3%Denial rate-7.06 pts vs state
11.1%Decision denial rate-10.48 pts vs state
79.3%Origination rate+18.93 pts vs state
Median rate
Rate spread (pts)
$102kMedian applicant income
23Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023211323.8%6.50%#274
202412725.0%#340
2025292310.3%#262

What Webster Five Cents Savings Bank lends in Connecticut

By loan purpose

Home purchase 8 28% · 0.0% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 7 24% · 14.3% denied
Home improvement 5 17% · 0.0% denied
Other / HELOC 8 28% · 25.0% denied

By loan type

Conventional 29 100% · 10.3% denied

Where in Connecticut

Counties with the most Webster Five Cents Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09150 27223 11.1%
09110 210 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 29 applications in 2025, of which 23 were originated and 3 denied.

10.3% of all applications, or 11.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Webster Five Cents Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology