Wall Street Mortgage Bankers in Texas vs the state
20.0%Denial rate+0.57 pts vs state
33.3%Decision denial rate+8.43 pts vs state
40.0%Origination rate-14.88 pts vs state
7.00%Median rate+0.50 pts vs state
0.82Rate spread (pts)+0.62 pts vs state
$1,228kMedian applicant income
2Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 5 | 9.1% | 8.88% | #980 |
| 2024 | 5 | 2 | 40.0% | 7.63% | #1,082 |
| 2025 | 5 | 2 | 20.0% | 7.00% | #1,084 |
What Wall Street Mortgage Bankers lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Wall Street Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 3 | 1 | 1 | 33.3% |
| Collin County | 1 | 1 | 0 | 0.0% |
| Bexar County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Wall Street Mortgage Bankers originated in Texas in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Wall Street Mortgage Bankers's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology