Wall Street Mortgage Bankers in New York vs the state
12.8%Denial rate-6.98 pts vs state
16.1%Decision denial rate-7.98 pts vs state
66.4%Origination rate+6.83 pts vs state
6.87%Median rate+0.25 pts vs state
0.27Rate spread (pts)+0.06 pts vs state
$225kMedian applicant income
182Loans originated
35Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 336 | 209 | 15.5% | 7.88% | #152 |
| 2024 | 379 | 193 | 31.7% | 7.38% | #144 |
| 2025 | 274 | 182 | 12.8% | 6.87% | #184 |
What Wall Street Mortgage Bankers lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Wall Street Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 73 | 51 | 7 | 9.6% |
| Richmond County | 62 | 38 | 7 | 11.3% |
| Nassau County | 47 | 32 | 7 | 14.9% |
| Suffolk County | 34 | 23 | 7 | 20.6% |
| Queens County | 23 | 16 | 3 | 13.0% |
| New York County | 16 | 13 | 1 | 6.3% |
| Bronx County | 5 | 4 | 0 | 0.0% |
| Westchester County | 4 | 2 | 0 | 0.0% |
| Clinton County | 2 | 1 | 0 | 0.0% |
| Saratoga County | 1 | 0 | 1 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 274 applications in 2025, of which 182 were originated and 35 denied.
12.8% of all applications, or 16.1% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Wall Street Mortgage Bankers originated in New York in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are Wall Street Mortgage Bankers's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology