Wall Street Mortgage Bankers in Florida vs the state
4.9%Denial rate-16.18 pts vs state
6.9%Decision denial rate-20.34 pts vs state
65.9%Origination rate+13.16 pts vs state
7.13%Median rate+0.50 pts vs state
0.72Rate spread (pts)+0.46 pts vs state
$772kMedian applicant income
27Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 124 | 50 | 14.5% | 7.63% | #446 |
| 2024 | 48 | 31 | 18.8% | 7.75% | #606 |
| 2025 | 41 | 27 | 4.9% | 7.13% | #630 |
What Wall Street Mortgage Bankers lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Wall Street Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 15 | 10 | 0 | 0.0% |
| Miami-Dade County | 9 | 3 | 1 | 11.1% |
| Hillsborough County | 4 | 3 | 1 | 25.0% |
| Broward County | 4 | 4 | 0 | 0.0% |
| St. Johns County | 2 | 1 | 0 | 0.0% |
| Collier County | 2 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
| Flagler County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 41 applications in 2025, of which 27 were originated and 2 denied.
4.9% of all applications, or 6.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Wall Street Mortgage Bankers originated in Florida in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Wall Street Mortgage Bankers's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology