V.i.p. Mortgage in Connecticut vs the state
2.2%Denial rate-15.24 pts vs state
2.5%Decision denial rate-19.11 pts vs state
84.5%Origination rate+24.15 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$111kMedian applicant income
235Loans originated
6Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 60 | 51 | 0.0% | 6.50% | #206 |
| 2025 | 278 | 235 | 2.2% | 6.63% | #82 |
What V.i.p. Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most V.i.p. Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 157 | 134 | 1 | 0.6% |
| 09140 | 35 | 23 | 4 | 11.4% |
| 09130 | 25 | 23 | 0 | 0.0% |
| 09170 | 24 | 22 | 0 | 0.0% |
| 09160 | 20 | 20 | 0 | 0.0% |
| 09180 | 8 | 6 | 1 | 12.5% |
| 09190 | 6 | 5 | 0 | 0.0% |
| 09150 | 2 | 1 | 0 | 0.0% |
| 09120 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 278 applications in 2025, of which 235 were originated and 6 denied.
2.2% of all applications, or 2.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans V.i.p. Mortgage originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are V.i.p. Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology