Veritas Funding in South Carolina vs the state
9.5%Denial rate-8.83 pts vs state
19.0%Decision denial rate-4.50 pts vs state
37.1%Origination rate-19.54 pts vs state
6.13%Median rate-0.38 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$63kMedian applicant income
43Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 36 | 3.7% | 6.63% | #225 |
| 2024 | 132 | 56 | 4.6% | 6.25% | #210 |
| 2025 | 116 | 43 | 9.5% | 6.13% | #240 |
What Veritas Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Veritas Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 13 | 4 | 2 | 15.4% |
| Richland County | 13 | 4 | 1 | 7.7% |
| Spartanburg County | 10 | 1 | 1 | 10.0% |
| Berkeley County | 10 | 4 | 0 | 0.0% |
| Greenville County | 9 | 5 | 1 | 11.1% |
| Dorchester County | 7 | 4 | 1 | 14.3% |
| Charleston County | 6 | 3 | 0 | 0.0% |
| York County | 6 | 3 | 0 | 0.0% |
| Lexington County | 5 | 0 | 0 | 0.0% |
| Aiken County | 5 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 116 applications in 2025, of which 43 were originated and 11 denied.
9.5% of all applications, or 19.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Veritas Funding originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Veritas Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology