Van Dyk Mortgage in Georgia vs the state
2.3%Denial rate-16.95 pts vs state
4.7%Decision denial rate-20.42 pts vs state
46.6%Origination rate-7.50 pts vs state
6.63%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.01 pts vs state
$73kMedian applicant income
41Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 471 | 322 | 3.6% | 6.88% | #133 |
| 2024 | 328 | 208 | 3.4% | 6.69% | #182 |
| 2025 | 88 | 41 | 2.3% | 6.63% | #356 |
What Van Dyk Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 6 | 0 | 0 | 0.0% |
| Pike County | 6 | 2 | 0 | 0.0% |
| Thomas County | 6 | 5 | 0 | 0.0% |
| Spalding County | 6 | 3 | 0 | 0.0% |
| Upson County | 5 | 3 | 0 | 0.0% |
| Fannin County | 4 | 2 | 0 | 0.0% |
| Coweta County | 3 | 2 | 0 | 0.0% |
| Lumpkin County | 3 | 2 | 0 | 0.0% |
| Putnam County | 3 | 1 | 0 | 0.0% |
| Gilmer County | 3 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 88 applications in 2025, of which 41 were originated and 2 denied.
2.3% of all applications, or 4.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Van Dyk Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology