Van Dyk Mortgage · Florida · 2025

Van Dyk Mortgage in Florida: approval rate, denial rate and rates (2025)

Van Dyk Mortgage took 1,050 mortgage applications in Florida in 2025, ranking #149 of 1,993 lenders active in the state. It originated 62.1% of them and denied 2.6% (4.0% of the applications it decided), against a statewide denial rate of 21.1%.

1.1kApplicationsin FL
4.0%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$295,000Median loanstate $255,000
$219MVolume43 counties

Van Dyk Mortgage in Florida vs the state

2.6%Denial rate-18.49 pts vs state
4.0%Decision denial rate-23.28 pts vs state
62.1%Origination rate+9.41 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.06 pts vs state
$105kMedian applicant income
652Loans originated
27Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3668794.5%6.88%#119
20241,0796413.2%6.88%#145
20251,0506522.6%6.63%#149

What Van Dyk Mortgage lends in Florida

By loan purpose

Home purchase 843 80% · 2.4% denied
Refinance 73 7% · 2.7% denied
Cash-out refinance 123 12% · 4.1% denied
Home improvement 8 1% · 0.0% denied
Other / HELOC 3 0% · 0.0% denied

By loan type

Conventional 736 70% · 1.9% denied
FHA 223 21% · 5.4% denied
VA 86 8% · 1.2% denied
USDA / RHS 5 0% · 0.0% denied

Why it denied Florida applicants

Debt-to-income ratio 14 52%
Credit history 7 26%
Other 3 11%
Collateral 3 11%

Where in Florida

Counties with the most Van Dyk Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pinellas County 2081284 1.9%
Hillsborough County 174991 0.6%
Lee County 160995 3.1%
Pasco County 102693 2.9%
Palm Beach County 61410 0.0%
Broward County 58227 12.1%
Leon County 39280 0.0%
Hernando County 28211 3.6%
Manatee County 27190 0.0%
Sarasota County 27220 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 1,050 applications in 2025, of which 652 were originated and 27 denied.

2.6% of all applications, or 4.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Van Dyk Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology