Valon Mortgage in South Carolina vs the state
18.2%Denial rate-0.13 pts vs state
20.2%Decision denial rate-3.27 pts vs state
58.2%Origination rate+1.57 pts vs state
9.38%Median rate+2.88 pts vs state
3.18Rate spread (pts)+2.95 pts vs state
$100kMedian applicant income
64Loans originated
20Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 11 | 5 | 45.5% | 6.75% | #519 |
| 2025 | 110 | 64 | 18.2% | 9.38% | #247 |
What Valon Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 15 | 9 | 3 | 20.0% |
| Spartanburg County | 13 | 6 | 3 | 23.1% |
| Greenville County | 12 | 9 | 2 | 16.7% |
| Charleston County | 10 | 6 | 2 | 20.0% |
| York County | 9 | 5 | 2 | 22.2% |
| Beaufort County | 8 | 3 | 2 | 25.0% |
| Aiken County | 6 | 3 | 0 | 0.0% |
| Berkeley County | 5 | 2 | 1 | 20.0% |
| Lexington County | 5 | 3 | 1 | 20.0% |
| Richland County | 5 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 110 applications in 2025, of which 64 were originated and 20 denied.
18.2% of all applications, or 20.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Valon Mortgage originated in South Carolina in 2025 was 9.38%, against a statewide median of 6.50%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology