USAA Federal Savings Bank in Connecticut vs the state
26.1%Denial rate+8.71 pts vs state
37.3%Decision denial rate+15.73 pts vs state
42.9%Origination rate-17.52 pts vs state
6.50%Median rate-0.13 pts vs state
-0.12Rate spread (pts)-0.36 pts vs state
$154kMedian applicant income
87Loans originated
53Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 192 | 102 | 24.0% | 6.63% | #93 |
| 2024 | 216 | 107 | 24.5% | 6.38% | #90 |
| 2025 | 203 | 87 | 26.1% | 6.50% | #98 |
What USAA Federal Savings Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 62 | 34 | 11 | 17.7% |
| 09170 | 30 | 16 | 7 | 23.3% |
| 09180 | 27 | 13 | 5 | 18.5% |
| 09190 | 25 | 4 | 13 | 52.0% |
| 09130 | 19 | 5 | 6 | 31.6% |
| 09140 | 19 | 5 | 6 | 31.6% |
| 09120 | 12 | 7 | 1 | 8.3% |
| 09150 | 5 | 2 | 2 | 40.0% |
| 09160 | 4 | 1 | 2 | 50.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 203 applications in 2025, of which 87 were originated and 53 denied.
26.1% of all applications, or 37.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans USAA Federal Savings Bank originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology