US Mortgage · Connecticut · 2025

US Mortgage in Connecticut: approval rate, denial rate and rates (2025)

US Mortgage took 7 mortgage applications in Connecticut in 2025, ranking #412 of 687 lenders active in the state. It originated 71.4% of them and denied 14.3% (16.7% of the applications it decided), against a statewide denial rate of 17.4%.

7Applicationsin CT
16.7%Decision denial ratestate 21.6%
6.99%Median ratestate 6.63%
$395,000Median loanstate $245,000
$1.8MVolume3 counties

US Mortgage in Connecticut vs the state

14.3%Denial rate-3.11 pts vs state
16.7%Decision denial rate-4.92 pts vs state
71.4%Origination rate+11.05 pts vs state
6.99%Median rate+0.37 pts vs state
0.76Rate spread (pts)+0.52 pts vs state
$149kMedian applicant income
5Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023191515.8%7.13%#285
2024221218.2%6.81%#275
20257514.3%6.99%#412

What US Mortgage lends in Connecticut

By loan purpose

Home purchase 5 71% · 20.0% denied
Cash-out refinance 2 29% · 0.0% denied

By loan type

Conventional 5 71% · 0.0% denied
FHA 2 29% · 50.0% denied

Why it denied Connecticut applicants

Credit history 1 100%

Where in Connecticut

Counties with the most US Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09120 311 33.3%
09170 220 0.0%
09190 220 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 7 applications in 2025, of which 5 were originated and 1 denied.

14.3% of all applications, or 16.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans US Mortgage originated in Connecticut in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are US Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology