UNIVERSITY Federal Credit Union in South Carolina vs the state
0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
75.0%Origination rate+18.39 pts vs state
6.75%Median rate+0.25 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$221kMedian applicant income
9Loans originated
0Denied
What UNIVERSITY Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most UNIVERSITY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 2 | 1 | 0 | 0.0% |
| Richland County | 2 | 1 | 0 | 0.0% |
| Lexington County | 2 | 2 | 0 | 0.0% |
| Greenville County | 2 | 2 | 0 | 0.0% |
| McCormick County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Pickens County | 1 | 0 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 12 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans UNIVERSITY Federal Credit Union originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are UNIVERSITY Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology