University Bank in Oregon vs the state
0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
83.3%Origination rate+22.71 pts vs state
—Median rate
—Rate spread (pts)
$198kMedian applicant income
5Loans originated
0Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 0.0% | — | #428 |
| 2024 | 6 | 5 | 0.0% | — | #403 |
| 2025 | 6 | 5 | 0.0% | — | #422 |
What University Bank lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most University Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 2 | 2 | 0 | 0.0% |
| Josephine County | 1 | 0 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
| Lane County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are University Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology