United Trust Bank in Connecticut vs the state
20.0%Denial rate+2.60 pts vs state
20.0%Decision denial rate-1.59 pts vs state
80.0%Origination rate+19.62 pts vs state
6.44%Median rate-0.19 pts vs state
0.72Rate spread (pts)+0.48 pts vs state
$83kMedian applicant income
12Loans originated
3Denied
What United Trust Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 5 | 4 | 1 | 20.0% |
| 09140 | 4 | 3 | 1 | 25.0% |
| 09160 | 2 | 2 | 0 | 0.0% |
| 09180 | 2 | 2 | 0 | 0.0% |
| 09130 | 1 | 1 | 0 | 0.0% |
| 09120 | 1 | 0 | 1 | 100.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 15 applications in 2025, of which 12 were originated and 3 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans United Trust Bank originated in Connecticut in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology