United Nations Federal Credit Union · Connecticut · 2025

United Nations Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

United Nations Federal Credit Union took 15 mortgage applications in Connecticut in 2025, ranking #331 of 687 lenders active in the state. It originated 60.0% of them and denied 26.7% (30.8% of the applications it decided), against a statewide denial rate of 17.4%.

15Applicationsin CT
30.8%Decision denial ratestate 21.6%
5.75%Median ratestate 6.63%
$445,000Median loanstate $245,000
$5.9MVolume8 counties

United Nations Federal Credit Union in Connecticut vs the state

26.7%Denial rate+9.27 pts vs state
30.8%Decision denial rate+9.18 pts vs state
60.0%Origination rate-0.38 pts vs state
5.75%Median rate-0.88 pts vs state
-0.24Rate spread (pts)-0.47 pts vs state
$178kMedian applicant income
9Loans originated
4Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023292210.3%5.50%#254
2024302410.0%5.75%#247
202515926.7%5.75%#331

What United Nations Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 9 60% · 22.2% denied
Refinance 4 27% · 0.0% denied
Cash-out refinance 1 7% · 100.0% denied
Other / HELOC 1 7% · 100.0% denied

By loan type

Conventional 15 100% · 26.7% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 25%
Other 1 25%
Unverifiable information 1 25%
Collateral 1 25%

Where in Connecticut

Counties with the most United Nations Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 431 25.0%
09180 311 33.3%
09120 330 0.0%
09160 110 0.0%
09140 101 100.0%
09150 100 0.0%
09110 110 0.0%
09170 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 15 applications in 2025, of which 9 were originated and 4 denied.

26.7% of all applications, or 30.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans United Nations Federal Credit Union originated in Connecticut in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are United Nations Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology