United Midwest Savings Bank in Ohio vs the state
10.3%Denial rate-7.40 pts vs state
10.8%Decision denial rate-11.12 pts vs state
66.2%Origination rate+6.28 pts vs state
—Median rate
—Rate spread (pts)
$77kMedian applicant income
45Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 52 | 7.1% | — | #347 |
| 2024 | 47 | 34 | 8.5% | — | #402 |
| 2025 | 68 | 45 | 10.3% | — | #367 |
What United Midwest Savings Bank lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most United Midwest Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 43 | 30 | 2 | 4.7% |
| Logan County | 25 | 15 | 5 | 20.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 68 applications in 2025, of which 45 were originated and 7 denied.
10.3% of all applications, or 10.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are United Midwest Savings Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology