Unison Bank in Arizona vs the state
21.8%Denial rate+5.54 pts vs state
23.0%Decision denial rate+2.61 pts vs state
57.1%Origination rate-2.34 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
84Loans originated
32Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 110 | 18.6% | — | #166 |
| 2024 | 171 | 102 | 23.4% | — | #182 |
| 2025 | 147 | 84 | 21.8% | — | #200 |
What Unison Bank lends in Arizona
By loan purpose
By loan type
Where in Arizona
Counties with the most Unison Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 90 | 52 | 19 | 21.1% |
| Pinal County | 47 | 27 | 10 | 21.3% |
| Coconino County | 6 | 4 | 2 | 33.3% |
| Pima County | 2 | 0 | 1 | 50.0% |
| Yavapai County | 1 | 0 | 0 | 0.0% |
| Gila County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 147 applications in 2025, of which 84 were originated and 32 denied.
21.8% of all applications, or 23.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Unison Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology