Union Bank · Oklahoma · 2025

Union Bank in Oklahoma: approval rate, denial rate and rates (2025)

Union Bank took 8 mortgage applications in Oklahoma in 2025, ranking #426 of 821 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

8Applicationsin OK
0.0%Decision denial ratestate 22.9%
Median ratestate 6.63%
$85,000Median loanstate $165,000
$730kVolume2 counties

Union Bank in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
100.0%Origination rate+43.90 pts vs state
Median rate
Rate spread (pts)
$116kMedian applicant income
8Loans originated
0Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024550.0%#458
2025880.0%#426

What Union Bank lends in Oklahoma

By loan purpose

Home purchase 1 13% · 0.0% denied
Refinance 5 63% · 0.0% denied
Home improvement 2 25% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Oklahoma

Counties with the most Union Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
McCurtain County 770 0.0%
Le Flore County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 8 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Union Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology