Trustone Financial Credit Union in Arizona vs the state
19.5%Denial rate+3.23 pts vs state
21.8%Decision denial rate+1.39 pts vs state
63.8%Origination rate+4.28 pts vs state
7.50%Median rate+1.00 pts vs state
0.51Rate spread (pts)+0.29 pts vs state
$143kMedian applicant income
95Loans originated
29Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 72 | 13.7% | 7.87% | #225 |
| 2024 | 184 | 117 | 25.0% | 8.25% | #173 |
| 2025 | 149 | 95 | 19.5% | 7.50% | #197 |
What Trustone Financial Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Trustone Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 125 | 78 | 25 | 20.0% |
| Pinal County | 16 | 12 | 3 | 18.8% |
| Pima County | 4 | 1 | 1 | 25.0% |
| Coconino County | 3 | 3 | 0 | 0.0% |
| Yavapai County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 149 applications in 2025, of which 95 were originated and 29 denied.
19.5% of all applications, or 21.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Trustone Financial Credit Union originated in Arizona in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Trustone Financial Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology