Truliant Federal Credit Union in Georgia vs the state
46.7%Denial rate+27.45 pts vs state
56.8%Decision denial rate+31.69 pts vs state
35.6%Origination rate-18.53 pts vs state
7.25%Median rate+0.63 pts vs state
0.32Rate spread (pts)+0.05 pts vs state
$103kMedian applicant income
16Loans originated
21Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 18 | 43.9% | 7.63% | #448 |
| 2024 | 37 | 15 | 35.1% | 8.25% | #470 |
| 2025 | 45 | 16 | 46.7% | 7.25% | #448 |
What Truliant Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Towns County | 4 | 1 | 3 | 75.0% |
| Fulton County | 3 | 2 | 1 | 33.3% |
| Hall County | 3 | 0 | 2 | 66.7% |
| Bleckley County | 2 | 1 | 0 | 0.0% |
| Henry County | 2 | 0 | 2 | 100.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Rabun County | 2 | 1 | 1 | 50.0% |
| Hart County | 2 | 0 | 1 | 50.0% |
| Cherokee County | 2 | 0 | 1 | 50.0% |
| DeKalb County | 2 | 1 | 1 | 50.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 45 applications in 2025, of which 16 were originated and 21 denied.
46.7% of all applications, or 56.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Truliant Federal Credit Union originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology