Truist Bank · Oklahoma · 2025

Truist Bank in Oklahoma: approval rate, denial rate and rates (2025)

Truist Bank took 29 mortgage applications in Oklahoma in 2025, ranking #308 of 821 lenders active in the state. It originated 65.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

29Applicationsin OK
0.0%Decision denial ratestate 22.9%
6.49%Median ratestate 6.63%
$185,000Median loanstate $165,000
$4.6MVolume17 counties

Truist Bank in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
65.5%Origination rate+9.42 pts vs state
6.49%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.18 pts vs state
$119kMedian applicant income
19Loans originated
0Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023402410.0%6.31%#240
202428207.1%6.75%#286
202529190.0%6.49%#308

What Truist Bank lends in Oklahoma

By loan purpose

Home purchase 19 66% · 0.0% denied
Refinance 3 10% · 0.0% denied
Cash-out refinance 6 21% · 0.0% denied
Other / HELOC 1 3% · 0.0% denied

By loan type

Conventional 24 83% · 0.0% denied
VA 5 17% · 0.0% denied

Where in Oklahoma

Counties with the most Truist Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 1060 0.0%
Tulsa County 320 0.0%
Comanche County 210 0.0%
Creek County 110 0.0%
Garvin County 100 0.0%
Garfield County 110 0.0%
McIntosh County 110 0.0%
Sequoyah County 100 0.0%
Wagoner County 110 0.0%
Jackson County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 29 applications in 2025, of which 19 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Truist Bank originated in Oklahoma in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Truist Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology