Truist Bank · Connecticut · 2025

Truist Bank in Connecticut: approval rate, denial rate and rates (2025)

Truist Bank took 36 mortgage applications in Connecticut in 2025, ranking #237 of 687 lenders active in the state. It originated 69.4% of them and denied 5.6% (7.4% of the applications it decided), against a statewide denial rate of 17.4%.

36Applicationsin CT
7.4%Decision denial ratestate 21.6%
5.99%Median ratestate 6.63%
$655,000Median loanstate $245,000
$63MVolume7 counties

Truist Bank in Connecticut vs the state

5.6%Denial rate-11.84 pts vs state
7.4%Decision denial rate-14.18 pts vs state
69.4%Origination rate+9.06 pts vs state
5.99%Median rate-0.63 pts vs state
0.16Rate spread (pts)-0.08 pts vs state
$314kMedian applicant income
25Loans originated
2Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023362111.1%6.18%#228
2024322112.5%6.49%#243
202536255.6%5.99%#237

What Truist Bank lends in Connecticut

By loan purpose

Home purchase 21 58% · 4.8% denied
Refinance 6 17% · 0.0% denied
Cash-out refinance 4 11% · 25.0% denied
Other / HELOC 5 14% · 0.0% denied

By loan type

Conventional 35 97% · 5.7% denied
FHA 1 3% · 0.0% denied

Why it denied Connecticut applicants

Collateral 1 50%
Debt-to-income ratio 1 50%

Where in Connecticut

Counties with the most Truist Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 1190 0.0%
09110 1060 0.0%
09170 430 0.0%
09180 422 50.0%
09120 420 0.0%
09140 220 0.0%
09130 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 36 applications in 2025, of which 25 were originated and 2 denied.

5.6% of all applications, or 7.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Truist Bank originated in Connecticut in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Truist Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology