TruHome Solutions in South Carolina vs the state
8.3%Denial rate-9.98 pts vs state
20.0%Decision denial rate-3.47 pts vs state
33.3%Origination rate-23.28 pts vs state
6.56%Median rate+0.06 pts vs state
0.63Rate spread (pts)+0.41 pts vs state
$66kMedian applicant income
4Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 7 | 10.5% | 6.88% | #426 |
| 2024 | 17 | 6 | 17.7% | 6.63% | #459 |
| 2025 | 12 | 4 | 8.3% | 6.56% | #514 |
What TruHome Solutions lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most TruHome Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 6 | 1 | 1 | 16.7% |
| Orangeburg County | 2 | 1 | 0 | 0.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Hampton County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 12 applications in 2025, of which 4 were originated and 1 denied.
8.3% of all applications, or 20.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans TruHome Solutions originated in South Carolina in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are TruHome Solutions's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology