TruHome Solutions in Arizona vs the state
17.2%Denial rate+1.01 pts vs state
27.0%Decision denial rate+6.62 pts vs state
46.6%Origination rate-12.93 pts vs state
6.00%Median rate-0.50 pts vs state
-0.10Rate spread (pts)-0.32 pts vs state
$97kMedian applicant income
27Loans originated
10Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 29 | 13.6% | 5.88% | #281 |
| 2024 | 92 | 18 | 16.3% | 5.94% | #246 |
| 2025 | 58 | 27 | 17.2% | 6.00% | #294 |
What TruHome Solutions lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most TruHome Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pima County | 32 | 15 | 6 | 18.8% |
| Maricopa County | 17 | 7 | 2 | 11.8% |
| Pinal County | 3 | 2 | 1 | 33.3% |
| Santa Cruz County | 2 | 2 | 0 | 0.0% |
| Yavapai County | 2 | 0 | 0 | 0.0% |
| Yuma County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 58 applications in 2025, of which 27 were originated and 10 denied.
17.2% of all applications, or 27.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans TruHome Solutions originated in Arizona in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are TruHome Solutions's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology