Trailblazer Mortgage · Tennessee · 2025

Trailblazer Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Trailblazer Mortgage took 207 mortgage applications in Tennessee in 2025, ranking #206 of 1,274 lenders active in the state. It originated 73.0% of them and denied 3.4% (4.4% of the applications it decided), against a statewide denial rate of 17.1%.

207Applicationsin TN
4.4%Decision denial ratestate 21.7%
3.99%Median ratestate 6.62%
$435,000Median loanstate $225,000
$66MVolume4 counties

Trailblazer Mortgage in Tennessee vs the state

3.4%Denial rate-13.76 pts vs state
4.4%Decision denial rate-17.28 pts vs state
73.0%Origination rate+14.87 pts vs state
3.99%Median rate-2.63 pts vs state
-1.70Rate spread (pts)-1.93 pts vs state
$96kMedian applicant income
151Loans originated
7Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202452367.7%5.06%#390
20252071513.4%3.99%#206

What Trailblazer Mortgage lends in Tennessee

By loan purpose

Home purchase 207 100% · 3.4% denied

By loan type

Conventional 64 31% · 1.6% denied
FHA 119 57% · 5.0% denied
VA 24 12% · 0.0% denied

Why it denied Tennessee applicants

Unverifiable information 3 43%
Debt-to-income ratio 2 29%
Employment history 1 14%
Credit history 1 14%

Where in Tennessee

Counties with the most Trailblazer Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rutherford County 119834 3.4%
Wilson County 51440 0.0%
Maury County 33223 9.1%
Davidson County 420 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 207 applications in 2025, of which 151 were originated and 7 denied.

3.4% of all applications, or 4.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Trailblazer Mortgage originated in Tennessee in 2025 was 3.99%, against a statewide median of 6.62%.

About this data. Figures are Trailblazer Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology