Toyota Financial Savings Bank in Virginia vs the state
8.3%Denial rate-7.61 pts vs state
9.1%Decision denial rate-11.16 pts vs state
83.3%Origination rate+23.81 pts vs state
—Median rate
—Rate spread (pts)
$394kMedian applicant income
10Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 12.5% | 6.95% | #595 |
| 2024 | 5 | 5 | 0.0% | 6.25% | #643 |
| 2025 | 12 | 10 | 8.3% | — | #544 |
What Toyota Financial Savings Bank lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Toyota Financial Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 3 | 3 | 0 | 0.0% |
| Fairfax County | 2 | 2 | 0 | 0.0% |
| Chesterfield County | 1 | 1 | 0 | 0.0% |
| Alexandria city | 1 | 1 | 0 | 0.0% |
| Rockingham County | 1 | 1 | 0 | 0.0% |
| Chesapeake city | 1 | 1 | 0 | 0.0% |
| New Kent County | 1 | 1 | 0 | 0.0% |
| Loudoun County | 1 | 0 | 0 | 0.0% |
| Arlington County | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 12 applications in 2025, of which 10 were originated and 1 denied.
8.3% of all applications, or 9.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology