Toyota Financial Savings Bank · New Jersey · 2025

Toyota Financial Savings Bank in New Jersey: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 11 mortgage applications in New Jersey in 2025, ranking #519 of 883 lenders active in the state. It originated 90.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

11Applicationsin NJ
0.0%Decision denial ratestate 23.1%
Median ratestate 6.75%
$525,000Median loanstate $295,000
$8.8MVolume5 counties

Toyota Financial Savings Bank in New Jersey vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
90.9%Origination rate+35.23 pts vs state
Median rate
Rate spread (pts)
$204kMedian applicant income
10Loans originated
0Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238412.5%6.56%#546
202413120.0%6.44%#499
202511100.0%#519

What Toyota Financial Savings Bank lends in New Jersey

By loan purpose

Home purchase 9 82% · 0.0% denied
Cash-out refinance 2 18% · 0.0% denied

By loan type

Conventional 11 100% · 0.0% denied

Where in New Jersey

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Morris County 430 0.0%
Monmouth County 330 0.0%
Passaic County 220 0.0%
Burlington County 110 0.0%
Ocean County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 11 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology