Toyota Financial Savings Bank · Illinois · 2025

Toyota Financial Savings Bank in Illinois: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 17 mortgage applications in Illinois in 2025, ranking #613 of 1,150 lenders active in the state. It originated 64.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

17Applicationsin IL
0.0%Decision denial ratestate 21.7%
Median ratestate 6.75%
$315,000Median loanstate $185,000
$5.1MVolume5 counties

Toyota Financial Savings Bank in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
64.7%Origination rate+5.97 pts vs state
Median rate
Rate spread (pts)
$243kMedian applicant income
11Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023870.0%6.38%#710
2024171317.7%6.88%#609
202517110.0%#613

What Toyota Financial Savings Bank lends in Illinois

By loan purpose

Home purchase 10 59% · 0.0% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 3 18% · 0.0% denied
Other / HELOC 3 18% · 0.0% denied

By loan type

Conventional 17 100% · 0.0% denied

Where in Illinois

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 940 0.0%
Lake County 330 0.0%
DuPage County 330 0.0%
Will County 110 0.0%
Williamson County 100 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 17 applications in 2025, of which 11 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology