Towne Bank in South Carolina vs the state
8.5%Denial rate-9.78 pts vs state
10.8%Decision denial rate-12.69 pts vs state
68.2%Origination rate+11.61 pts vs state
6.50%Median rate0.00 pts vs state
0.05Rate spread (pts)-0.17 pts vs state
$147kMedian applicant income
88Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 105 | 9.8% | 6.63% | #193 |
| 2024 | 169 | 119 | 5.9% | 6.63% | #184 |
| 2025 | 129 | 88 | 8.5% | 6.50% | #228 |
What Towne Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Towne Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 45 | 29 | 6 | 13.3% |
| Lancaster County | 16 | 10 | 1 | 6.3% |
| Dorchester County | 14 | 8 | 3 | 21.4% |
| Horry County | 12 | 9 | 0 | 0.0% |
| Charleston County | 9 | 7 | 0 | 0.0% |
| Berkeley County | 8 | 6 | 1 | 12.5% |
| Georgetown County | 5 | 4 | 0 | 0.0% |
| Richland County | 5 | 3 | 0 | 0.0% |
| Pickens County | 4 | 4 | 0 | 0.0% |
| Spartanburg County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 129 applications in 2025, of which 88 were originated and 11 denied.
8.5% of all applications, or 10.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Towne Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Towne Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology