Top Flite Financial · Oklahoma · 2025

Top Flite Financial in Oklahoma: approval rate, denial rate and rates (2025)

Top Flite Financial took 18 mortgage applications in Oklahoma in 2025, ranking #341 of 821 lenders active in the state. It originated 55.6% of them and denied 5.6% (9.1% of the applications it decided), against a statewide denial rate of 17.9%.

18Applicationsin OK
9.1%Decision denial ratestate 22.9%
6.56%Median ratestate 6.63%
$265,000Median loanstate $165,000
$2.6MVolume5 counties

Top Flite Financial in Oklahoma vs the state

5.6%Denial rate-12.36 pts vs state
9.1%Decision denial rate-13.78 pts vs state
55.6%Origination rate-0.54 pts vs state
6.56%Median rate-0.07 pts vs state
0.25Rate spread (pts)-0.10 pts vs state
$143kMedian applicant income
10Loans originated
1Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202415110.0%6.63%#337
202518105.6%6.56%#341

What Top Flite Financial lends in Oklahoma

By loan purpose

Home purchase 15 83% · 0.0% denied
Cash-out refinance 3 17% · 33.3% denied

By loan type

Conventional 7 39% · 0.0% denied
FHA 5 28% · 20.0% denied
VA 5 28% · 0.0% denied
USDA / RHS 1 6% · 0.0% denied

Why it denied Oklahoma applicants

Credit history 1 100%

Where in Oklahoma

Counties with the most Top Flite Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 961 11.1%
Wagoner County 520 0.0%
Oklahoma County 200 0.0%
Logan County 110 0.0%
Osage County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 18 applications in 2025, of which 10 were originated and 1 denied.

5.6% of all applications, or 9.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Top Flite Financial originated in Oklahoma in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology