Top Flite Financial in New Jersey vs the state
7.7%Denial rate-10.00 pts vs state
12.5%Decision denial rate-10.55 pts vs state
53.9%Origination rate-1.83 pts vs state
6.38%Median rate-0.38 pts vs state
1.07Rate spread (pts)+0.79 pts vs state
$120kMedian applicant income
7Loans originated
1Denied
What Top Flite Financial lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 3 | 2 | 0 | 0.0% |
| Cumberland County | 2 | 0 | 1 | 50.0% |
| Somerset County | 1 | 0 | 0 | 0.0% |
| Passaic County | 1 | 0 | 0 | 0.0% |
| Monmouth County | 1 | 1 | 0 | 0.0% |
| Atlantic County | 1 | 1 | 0 | 0.0% |
| Bergen County | 1 | 1 | 0 | 0.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
| Ocean County | 1 | 1 | 0 | 0.0% |
| Salem County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 13 applications in 2025, of which 7 were originated and 1 denied.
7.7% of all applications, or 12.5% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Top Flite Financial originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology