Top Flite Financial · Connecticut · 2025

Top Flite Financial in Connecticut: approval rate, denial rate and rates (2025)

Top Flite Financial took 95 mortgage applications in Connecticut in 2025, ranking #171 of 687 lenders active in the state. It originated 48.4% of them and denied 5.3% (9.6% of the applications it decided), against a statewide denial rate of 17.4%.

95Applicationsin CT
9.6%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$215,000Median loanstate $245,000
$11MVolume9 counties

Top Flite Financial in Connecticut vs the state

5.3%Denial rate-12.14 pts vs state
9.6%Decision denial rate-11.97 pts vs state
48.4%Origination rate-11.96 pts vs state
6.88%Median rate+0.25 pts vs state
1.19Rate spread (pts)+0.95 pts vs state
$88kMedian applicant income
46Loans originated
5Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202362309.7%6.88%#181
2024814318.5%6.88%#178
202595465.3%6.88%#171

What Top Flite Financial lends in Connecticut

By loan purpose

Home purchase 8 8% · 0.0% denied
Refinance 2 2% · 0.0% denied
Cash-out refinance 80 84% · 5.0% denied
Home improvement 5 5% · 20.0% denied

By loan type

Conventional 26 27% · 0.0% denied
FHA 67 71% · 7.5% denied
VA 2 2% · 0.0% denied

Why it denied Connecticut applicants

Credit history 4 80%
Other 1 20%

Where in Connecticut

Counties with the most Top Flite Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 31160 0.0%
09170 1861 5.6%
09140 1261 8.3%
09190 1171 9.1%
09180 850 0.0%
09120 722 28.6%
09160 530 0.0%
09130 200 0.0%
09150 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 95 applications in 2025, of which 46 were originated and 5 denied.

5.3% of all applications, or 9.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Top Flite Financial originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology