Tomo Mortgage in South Carolina vs the state
5.4%Denial rate-12.88 pts vs state
11.1%Decision denial rate-12.36 pts vs state
42.9%Origination rate-13.68 pts vs state
6.49%Median rate-0.01 pts vs state
-0.07Rate spread (pts)-0.29 pts vs state
$156kMedian applicant income
79Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 6.7% | 6.88% | #460 |
| 2024 | 51 | 26 | 0.0% | 6.50% | #317 |
| 2025 | 184 | 79 | 5.4% | 6.49% | #190 |
What Tomo Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Tomo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 27 | 11 | 2 | 7.4% |
| Greenville County | 25 | 12 | 2 | 8.0% |
| York County | 21 | 9 | 0 | 0.0% |
| Charleston County | 15 | 7 | 0 | 0.0% |
| Beaufort County | 10 | 7 | 1 | 10.0% |
| Dorchester County | 10 | 3 | 0 | 0.0% |
| Lexington County | 10 | 4 | 0 | 0.0% |
| Aiken County | 9 | 4 | 1 | 11.1% |
| Richland County | 8 | 5 | 0 | 0.0% |
| Spartanburg County | 8 | 1 | 1 | 12.5% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 184 applications in 2025, of which 79 were originated and 10 denied.
5.4% of all applications, or 11.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Tomo Mortgage originated in South Carolina in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Tomo Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology