Tomo Mortgage in Connecticut vs the state
9.1%Denial rate-8.26 pts vs state
18.1%Decision denial rate-3.50 pts vs state
40.9%Origination rate-19.52 pts vs state
6.38%Median rate-0.25 pts vs state
-0.19Rate spread (pts)-0.43 pts vs state
$175kMedian applicant income
76Loans originated
17Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 66 | 6.3% | 6.63% | #127 |
| 2024 | 103 | 62 | 2.9% | 6.63% | #155 |
| 2025 | 186 | 76 | 9.1% | 6.38% | #110 |
What Tomo Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Tomo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 52 | 23 | 3 | 5.8% |
| 09170 | 40 | 15 | 7 | 17.5% |
| 09190 | 27 | 12 | 3 | 11.1% |
| 09120 | 18 | 6 | 2 | 11.1% |
| 09140 | 17 | 9 | 0 | 0.0% |
| 09130 | 17 | 8 | 1 | 5.9% |
| 09180 | 12 | 2 | 1 | 8.3% |
| 09160 | 2 | 1 | 0 | 0.0% |
| 09150 | 1 | 0 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 186 applications in 2025, of which 76 were originated and 17 denied.
9.1% of all applications, or 18.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Tomo Mortgage originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Tomo Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology