Toll Brothers Mortgage in New Jersey vs the state
9.0%Denial rate-8.72 pts vs state
10.1%Decision denial rate-12.95 pts vs state
57.6%Origination rate+1.87 pts vs state
6.49%Median rate-0.26 pts vs state
0.12Rate spread (pts)-0.16 pts vs state
$250kMedian applicant income
263Loans originated
41Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 296 | 131 | 6.1% | 6.38% | #137 |
| 2024 | 456 | 172 | 4.6% | 6.63% | #108 |
| 2025 | 457 | 263 | 9.0% | 6.49% | #129 |
What Toll Brothers Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 198 | 139 | 17 | 8.6% |
| Mercer County | 103 | 58 | 16 | 15.5% |
| Bergen County | 54 | 21 | 2 | 3.7% |
| Morris County | 45 | 21 | 3 | 6.7% |
| Middlesex County | 36 | 22 | 2 | 5.6% |
| Hudson County | 17 | 2 | 0 | 0.0% |
| Somerset County | 4 | 0 | 1 | 25.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 457 applications in 2025, of which 263 were originated and 41 denied.
9.0% of all applications, or 10.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Toll Brothers Mortgage originated in New Jersey in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology