The Pennsville National Bank in New Jersey vs the state
11.4%Denial rate-6.31 pts vs state
12.1%Decision denial rate-10.98 pts vs state
81.3%Origination rate+25.62 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
100Loans originated
14Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 71 | 18.0% | — | #260 |
| 2024 | 103 | 73 | 19.4% | — | #252 |
| 2025 | 123 | 100 | 11.4% | — | #248 |
What The Pennsville National Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most The Pennsville National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salem County | 101 | 83 | 11 | 10.9% |
| Gloucester County | 7 | 5 | 2 | 28.6% |
| Cumberland County | 7 | 7 | 0 | 0.0% |
| Cape May County | 4 | 3 | 0 | 0.0% |
| Atlantic County | 2 | 1 | 0 | 0.0% |
| Camden County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 123 applications in 2025, of which 100 were originated and 14 denied.
11.4% of all applications, or 12.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Pennsville National Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology