The Park National Bank in Tennessee vs the state
16.7%Denial rate-0.47 pts vs state
25.0%Decision denial rate+3.32 pts vs state
50.0%Origination rate-8.08 pts vs state
7.25%Median rate+0.63 pts vs state
0.84Rate spread (pts)+0.61 pts vs state
$148kMedian applicant income
3Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 7 | 0.0% | 6.99% | #684 |
| 2025 | 6 | 3 | 16.7% | 7.25% | #713 |
What The Park National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Roane County | 2 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 0 | 0 | 0.0% |
| Campbell County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 6 applications in 2025, of which 3 were originated and 1 denied.
16.7% of all applications, or 25.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans The Park National Bank originated in Tennessee in 2025 was 7.25%, against a statewide median of 6.62%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology