The Park National Bank in Florida vs the state
15.8%Denial rate-5.27 pts vs state
18.8%Decision denial rate-8.49 pts vs state
63.2%Origination rate+10.47 pts vs state
6.94%Median rate+0.31 pts vs state
0.28Rate spread (pts)+0.01 pts vs state
$183kMedian applicant income
12Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 29 | 8.6% | 6.68% | #709 |
| 2024 | 17 | 12 | 17.7% | 7.56% | #810 |
| 2025 | 19 | 12 | 15.8% | 6.94% | #773 |
What The Park National Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 4 | 1 | 1 | 25.0% |
| Sumter County | 3 | 3 | 0 | 0.0% |
| Lee County | 3 | 2 | 1 | 33.3% |
| Martin County | 2 | 1 | 0 | 0.0% |
| Pinellas County | 2 | 1 | 1 | 50.0% |
| Miami-Dade County | 1 | 1 | 0 | 0.0% |
| Indian River County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 19 applications in 2025, of which 12 were originated and 3 denied.
15.8% of all applications, or 18.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Park National Bank originated in Florida in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology