The Northern Trust in New Jersey vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
100.0%Origination rate+44.32 pts vs state
—Median rate
—Rate spread (pts)
$374kMedian applicant income
7Loans originated
0Denied
What The Northern Trust lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most The Northern Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 2 | 2 | 0 | 0.0% |
| Sussex County | 1 | 1 | 0 | 0.0% |
| Cape May County | 1 | 1 | 0 | 0.0% |
| Monmouth County | 1 | 1 | 0 | 0.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
| Ocean County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 7 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Northern Trust's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology