The Milford Bank in Connecticut vs the state
20.8%Denial rate+3.38 pts vs state
22.2%Decision denial rate+0.63 pts vs state
72.7%Origination rate+12.35 pts vs state
6.00%Median rate-0.63 pts vs state
-0.25Rate spread (pts)-0.49 pts vs state
$153kMedian applicant income
112Loans originated
32Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 194 | 153 | 16.0% | 5.75% | #92 |
| 2024 | 170 | 120 | 20.0% | 6.23% | #105 |
| 2025 | 154 | 112 | 20.8% | 6.00% | #134 |
What The Milford Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most The Milford Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 100 | 73 | 19 | 19.0% |
| 09120 | 29 | 22 | 6 | 20.7% |
| 09190 | 16 | 12 | 4 | 25.0% |
| 09140 | 6 | 4 | 2 | 33.3% |
| 09180 | 2 | 1 | 1 | 50.0% |
| 09110 | 1 | 0 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 154 applications in 2025, of which 112 were originated and 32 denied.
20.8% of all applications, or 22.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans The Milford Bank originated in Connecticut in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are The Milford Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology