The Huntington National Bank in South Carolina vs the state
15.8%Denial rate-2.52 pts vs state
18.5%Decision denial rate-4.95 pts vs state
67.9%Origination rate+11.28 pts vs state
6.75%Median rate+0.25 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$176kMedian applicant income
129Loans originated
30Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 70 | 12.4% | 6.38% | #236 |
| 2024 | 76 | 47 | 9.2% | 6.88% | #272 |
| 2025 | 190 | 129 | 15.8% | 6.75% | #189 |
What The Huntington National Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 28 | 17 | 6 | 21.4% |
| Greenville County | 26 | 18 | 2 | 7.7% |
| Charleston County | 24 | 19 | 2 | 8.3% |
| Richland County | 22 | 15 | 2 | 9.1% |
| Beaufort County | 12 | 8 | 1 | 8.3% |
| York County | 11 | 9 | 0 | 0.0% |
| Spartanburg County | 11 | 5 | 5 | 45.5% |
| Berkeley County | 10 | 8 | 1 | 10.0% |
| Lancaster County | 6 | 5 | 0 | 0.0% |
| Aiken County | 6 | 6 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 190 applications in 2025, of which 129 were originated and 30 denied.
15.8% of all applications, or 18.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans The Huntington National Bank originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology