The Huntington National Bank in Florida vs the state
9.7%Denial rate-11.41 pts vs state
12.5%Decision denial rate-14.74 pts vs state
65.6%Origination rate+12.90 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$237kMedian applicant income
204Loans originated
30Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 654 | 457 | 10.1% | 6.63% | #199 |
| 2024 | 365 | 239 | 11.2% | 6.88% | #277 |
| 2025 | 311 | 204 | 9.7% | 6.63% | #299 |
What The Huntington National Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 34 | 26 | 1 | 2.9% |
| Sarasota County | 33 | 20 | 6 | 18.2% |
| Collier County | 25 | 18 | 3 | 12.0% |
| Manatee County | 19 | 12 | 3 | 15.8% |
| Pinellas County | 17 | 12 | 2 | 11.8% |
| Duval County | 16 | 10 | 0 | 0.0% |
| Palm Beach County | 16 | 11 | 2 | 12.5% |
| Charlotte County | 12 | 7 | 1 | 8.3% |
| Brevard County | 10 | 8 | 0 | 0.0% |
| Orange County | 9 | 3 | 1 | 11.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 311 applications in 2025, of which 204 were originated and 30 denied.
9.7% of all applications, or 12.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Huntington National Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology