The First National Bank of Fort Smith in Missouri vs the state
0.0%Denial rate-15.07 pts vs state
0.0%Decision denial rate-18.70 pts vs state
63.6%Origination rate+0.98 pts vs state
6.25%Median rate-0.38 pts vs state
-0.03Rate spread (pts)-0.38 pts vs state
$82kMedian applicant income
7Loans originated
0Denied
What The First National Bank of Fort Smith lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most The First National Bank of Fort Smith applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McDonald County | 4 | 3 | 0 | 0.0% |
| Newton County | 3 | 2 | 0 | 0.0% |
| Cole County | 2 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 0 | 0.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 11 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans The First National Bank of Fort Smith originated in Missouri in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are The First National Bank of Fort Smith's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology