The First National Bank of Anson · Texas · 2025

The First National Bank of Anson in Texas: approval rate, denial rate and rates (2025)

The First National Bank of Anson took 39 mortgage applications in Texas in 2025, ranking #748 of 1,568 lenders active in the state. It originated 61.5% of them and denied 15.4% (16.2% of the applications it decided), against a statewide denial rate of 19.4%.

39Applicationsin TX
16.2%Decision denial ratestate 24.9%
Median ratestate 6.50%
$115,000Median loanstate $245,000
$3.1MVolume7 counties

The First National Bank of Anson in Texas vs the state

15.4%Denial rate-4.05 pts vs state
16.2%Decision denial rate-8.68 pts vs state
61.5%Origination rate+6.66 pts vs state
Median rate
Rate spread (pts)
$97kMedian applicant income
24Loans originated
6Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023362216.7%#781
202436268.3%#747
2025392415.4%#748

What The First National Bank of Anson lends in Texas

By loan purpose

Home purchase 15 38% · 40.0% denied
Refinance 10 26% · 0.0% denied
Home improvement 5 13% · 0.0% denied
Other / HELOC 9 23% · 0.0% denied

By loan type

Conventional 39 100% · 15.4% denied

Why it denied Texas applicants

Debt-to-income ratio 4 67%
Credit history 2 33%

Where in Texas

Counties with the most The First National Bank of Anson applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jones County 31204 12.9%
Taylor County 220 0.0%
Callahan County 201 50.0%
Haskell County 100 0.0%
Shackelford County 110 0.0%
DeWitt County 110 0.0%
Scurry County 101 100.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 39 applications in 2025, of which 24 were originated and 6 denied.

15.4% of all applications, or 16.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The First National Bank of Anson's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology