The Equitable Mortgage in Florida vs the state
7.5%Denial rate-13.53 pts vs state
9.9%Decision denial rate-17.38 pts vs state
68.8%Origination rate+16.13 pts vs state
6.63%Median rate0.00 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
$138kMedian applicant income
64Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 66 | 2.3% | 6.88% | #509 |
| 2024 | 133 | 74 | 2.3% | 6.88% | #438 |
| 2025 | 93 | 64 | 7.5% | 6.63% | #497 |
What The Equitable Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Equitable Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 36 | 24 | 6 | 16.7% |
| Sarasota County | 15 | 11 | 1 | 6.7% |
| Manatee County | 9 | 8 | 0 | 0.0% |
| Palm Beach County | 6 | 5 | 0 | 0.0% |
| Collier County | 4 | 1 | 0 | 0.0% |
| Pinellas County | 4 | 3 | 0 | 0.0% |
| Charlotte County | 4 | 2 | 0 | 0.0% |
| Pasco County | 3 | 1 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 0 | 0.0% |
| Brevard County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 93 applications in 2025, of which 64 were originated and 7 denied.
7.5% of all applications, or 9.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Equitable Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Equitable Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology