The Dart Bank in Maryland vs the state
10.1%Denial rate-8.74 pts vs state
11.0%Decision denial rate-13.17 pts vs state
73.6%Origination rate+17.87 pts vs state
6.25%Median rate-0.38 pts vs state
0.03Rate spread (pts)-0.22 pts vs state
$114kMedian applicant income
117Loans originated
16Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 26 | 20 | 7.7% | 6.06% | #373 |
| 2025 | 159 | 117 | 10.1% | 6.25% | #187 |
What The Dart Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 42 | 31 | 3 | 7.1% |
| Prince George's County | 38 | 24 | 9 | 23.7% |
| Anne Arundel County | 16 | 13 | 1 | 6.3% |
| Baltimore County | 14 | 13 | 0 | 0.0% |
| Charles County | 12 | 9 | 0 | 0.0% |
| Frederick County | 12 | 9 | 2 | 16.7% |
| Baltimore city | 9 | 4 | 1 | 11.1% |
| Howard County | 7 | 7 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Garrett County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 159 applications in 2025, of which 117 were originated and 16 denied.
10.1% of all applications, or 11.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans The Dart Bank originated in Maryland in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology