The Dart Bank · Connecticut · 2025

The Dart Bank in Connecticut: approval rate, denial rate and rates (2025)

The Dart Bank took 80 mortgage applications in Connecticut in 2025, ranking #192 of 687 lenders active in the state. It originated 87.5% of them and denied 5.0% (5.2% of the applications it decided), against a statewide denial rate of 17.4%.

80Applicationsin CT
5.2%Decision denial ratestate 21.6%
6.38%Median ratestate 6.63%
$470,000Median loanstate $245,000
$35MVolume8 counties

The Dart Bank in Connecticut vs the state

5.0%Denial rate-12.40 pts vs state
5.2%Decision denial rate-16.40 pts vs state
87.5%Origination rate+27.12 pts vs state
6.38%Median rate-0.25 pts vs state
0.09Rate spread (pts)-0.15 pts vs state
$149kMedian applicant income
70Loans originated
4Denied

What The Dart Bank lends in Connecticut

By loan purpose

Home purchase 66 83% · 4.6% denied
Refinance 9 11% · 11.1% denied
Cash-out refinance 5 6% · 0.0% denied

By loan type

Conventional 74 93% · 4.1% denied
FHA 5 6% · 20.0% denied
VA 1 1% · 0.0% denied

Why it denied Connecticut applicants

Collateral 3 75%
Debt-to-income ratio 1 25%

Where in Connecticut

Counties with the most The Dart Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 35303 8.6%
09110 1090 0.0%
09120 961 11.1%
09140 990 0.0%
09170 760 0.0%
09160 660 0.0%
09130 330 0.0%
09180 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 80 applications in 2025, of which 70 were originated and 4 denied.

5.0% of all applications, or 5.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans The Dart Bank originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are The Dart Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology