The Citizens National Bank of Quitman · Georgia · 2025

The Citizens National Bank of Quitman in Georgia: approval rate, denial rate and rates (2025)

The Citizens National Bank of Quitman took 36 mortgage applications in Georgia in 2025, ranking #494 of 1,201 lenders active in the state. It originated 91.7% of them and denied 2.8% (2.9% of the applications it decided), against a statewide denial rate of 19.2%.

36Applicationsin GA
2.9%Decision denial ratestate 25.1%
Median ratestate 6.63%
$90,000Median loanstate $235,000
$5.5MVolume6 counties

The Citizens National Bank of Quitman in Georgia vs the state

2.8%Denial rate-16.44 pts vs state
2.9%Decision denial rate-22.13 pts vs state
91.7%Origination rate+37.58 pts vs state
Median rate
Rate spread (pts)
$100kMedian applicant income
33Loans originated
1Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202342412.4%#445
202443400.0%#445
202536332.8%#494

What The Citizens National Bank of Quitman lends in Georgia

By loan purpose

Home purchase 16 44% · 6.3% denied
Refinance 17 47% · 0.0% denied
Home improvement 3 8% · 0.0% denied

By loan type

Conventional 36 100% · 2.8% denied

Why it denied Georgia applicants

Debt-to-income ratio 1 100%

Where in Georgia

Counties with the most The Citizens National Bank of Quitman applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Brooks County 24211 4.2%
Lowndes County 880 0.0%
Thomas County 110 0.0%
Colquitt County 110 0.0%
Tift County 110 0.0%
Peach County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 36 applications in 2025, of which 33 were originated and 1 denied.

2.8% of all applications, or 2.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Citizens National Bank of Quitman's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology