The Bank of Missouri in Florida vs the state
60.0%Denial rate+38.94 pts vs state
60.0%Decision denial rate+32.76 pts vs state
40.0%Origination rate-12.69 pts vs state
6.22%Median rate-0.41 pts vs state
-0.08Rate spread (pts)-0.35 pts vs state
$233kMedian applicant income
2Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 3 | 16.7% | 6.00% | #1,048 |
| 2025 | 5 | 2 | 60.0% | 6.22% | #1,091 |
What The Bank of Missouri lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Bank of Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brevard County | 1 | 0 | 1 | 100.0% |
| Santa Rosa County | 1 | 0 | 1 | 100.0% |
| Palm Beach County | 1 | 0 | 1 | 100.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 5 applications in 2025, of which 2 were originated and 3 denied.
60.0% of all applications, or 60.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Bank of Missouri originated in Florida in 2025 was 6.22%, against a statewide median of 6.63%.
About this data. Figures are The Bank of Missouri's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology