The Bank of Fayette County · Florida · 2025

The Bank of Fayette County in Florida: approval rate, denial rate and rates (2025)

The Bank of Fayette County took 6 mortgage applications in Florida in 2025, ranking #1,058 of 1,993 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

6Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$535,000Median loanstate $255,000
$2.6MVolume6 counties

The Bank of Fayette County in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
66.7%Origination rate+13.98 pts vs state
Median rate
Rate spread (pts)
$716kMedian applicant income
4Loans originated
0Denied

What The Bank of Fayette County lends in Florida

By loan purpose

Home purchase 6 100% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Florida

Counties with the most The Bank of Fayette County applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Okaloosa County 110 0.0%
Monroe County 110 0.0%
Levy County 100 0.0%
Walton County 110 0.0%
Escambia County 110 0.0%
Martin County 100 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Bank of Fayette County's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology